All Savings Accounts

Skipton 5 Year e-Bond Issue 46
Annual Interest 1.75% gross pa/AER. Interest is earned daily and added to your account at midnight on the anniversary of the date your account was opened. Monthly Interest:1.74% gross pa/1.75% AER. Interest is earned daily and each month's interest is added to your account at midnight on the same date your account was opened, or the last day of the month if shorter.

Leeds Building Society 5 Year Fixed Rate Bond Issue 274
Annual Interest 1.80% Gross‡p.a./AER† fixed until 30 November 2022. If the balance falls below £100, the interest rate that shall apply is 0.05% Gross‡p.a./AER† (variable). Interest is calculated daily and paid annually on 30 November (commencing 30 November 2018) and on maturity (30 November 2022). Interest can be credited to the account or transferred to another building society/bank account or to another account held with the Society.

Sainsbury's Bank 3 Year Fixed Rate Saver
You must be aged 18 or over and be a UK resident to open a Sainsbury's Bank savings account. The minimum amount you can deposit in the account is £5,000.00. The maximum amount that can be held in the account is £200,000.00. You must invest a minimum of £5,000 within 30 days of account opening to ensure that your account remains open and that you benefit from the advertised rate of interest. No further deposits may be made after the first 30 days of account opening.
What is a fixed rate bond?
Fixed rate bonds are a type of savings account that offers a fixed interest rate for a set term. They usually pay a higher interest rate compared to other savings accounts because they restrict the ability to withdraw or add money during the fixed term.
Fixed rate bonds are attractive to many savers as you can find out exactly how much interest you’ll earn on your savings. In most cases, the longer the fixed rate period, the higher the interest rate will be. Therefore, if you’re looking for the best possible rate, you should consider a longer fixed term, such as a five-year bond.
Those who don’t want to tie up their money for a long period of time can choose a one or two year term. Although the interest rates won’t be as high, this is a more attractive option for many people.
Before choosing to put your money into a fixed rate bond, you should be mindful that many providers will not let you make any withdrawals during the term. And those that do, will likely apply a financial penalty which will affect the interest earned. If you think you may need instant access to your cash, a different type of savings account may be a better option for you.