All Appliance Insurance
YourRepair Home Plan Single Appliance Cover
Repairs to kitchen appliances that you choose to include in your plan. All parts, labour & call out charges. Unlimited claims & nothing to pay per claim. If your appliance is less than 7 years old and they cannot repair it, they will replace it (T’s & C’s Apply).
Row Appliance Insurance
Accidental Damage & Breakdown. Cover Up To £2000. Repair or Replace. Parts, Labour & Call Out Covered. National Repair Network.
Reactive Insurance Kitchen Essentials
Cover up to £5,000 of appliances; Up to £800 per call-out; Up to £5,000 of claims per year; All parts, labour and call-out fees included; 24/7 expert technical help; Covers appliances up to 8 years of age; No excess fees for appliances under 5 years of age (after 1st 90 days); £75 excess during 1st 90 days; £75 excess for appliances over 5 years of age.
What's covered under an appliance insurance policy?
Most modern homes include a huge range of appliances to make your life easier. On a day to day basis, it’s easy to take them for granted, but we have grown so accustomed to relying on them that it would feel difficult to survive without them.
Appliance insurance covers a huge variety of white goods and other electrical items. Typically, this includes cookers, microwaves, fridges, washing machines, tumble driers, dishwasher, televisions and music systems. You could save money by taking out multi-appliance cover as some insurers give you a discount for each appliance you add to your warranty.
Most appliance insurance policies will cover mechanical breakdown, parts, labour and call out fees and accidental damage. The cover offered by an extended warranty will depend on the policy you take out.
One thing to check for is a guarantee of speedy replacement or repair. If you’ve gone to the expense of taking out insurance or an extended warranty on your appliances, you’ll want to know it can be repaired or replaced fast.
You may not need additional appliance insurance or an extended warranty if your appliances are already protected elsewhere. Some might still be under their manufacturer's warranty, or covered by your home insurance so it’s worth double checking whether you already have insurance in place for certain items.
FAQs about appliance insurance
Do I need appliance insurance if I have a manufacturer's warranty?
No, if your appliance is already covered by a manufacturer's warranty, you won’t need any extra insurance. In these circumstances, the manufacturer will cover any repairs if the appliance breaks down.
How many times can I claim on my appliance insurance policy?
The number of claims you can make depends on the policy you choose. Some insurers will restrict claims to no more than 3 per year whereas others offer unlimited cover.
What is typically excluded from an appliance insurance policy?
Appliance insurance only covers items specifically mentioned as covered in the contract. Anything else will be excluded. Appliance failures due to lack of maintenance, natural hazards, theft or other crimes won’t be covered.
How long does an appliance policy last?
Most insurance policies last for 12 months, but you may be able to take out cover for a longer period.
Can I get a multi-appliance warranty?
Yes, you can insure multiple appliances. Most insurers provide a discount for insuring multiple-appliances on the same policy.
Does it matter how old my appliance is?
Yes, the age of the appliance is something that insurers will take into consideration. Most policies won’t provide cover for appliances more than 8 years old as they are more likely to have issues due to wear and tear.
Will I have to pay an excess on my appliance insurance policy?
Yes, you will be required to pay an excess before a claim can go ahead. The amount you will need to contribute will vary between providers.
Do I need proof of purchase or a receipt?
Yes, you will proof of purchase (such as your bank statement) or a receipt to make a successful claim. It’s worth sending this information to your insurer once you take your policy out so that you know they already have it if you do need to make a claim.