All Appliance Insurance

YourRepair Home Plan Single Appliance Cover

Highest cover
£3,000 per appliance
Payout
No limit per claim
Cost
from £2.35 per month

Repairs to kitchen appliances that you choose to include in your plan. All parts, labour & call out charges. Unlimited claims & nothing to pay per claim. If your appliance is less than 7 years old and they cannot repair it, they will replace it (T’s & C’s Apply).

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Row Appliance Insurance

Highest cover
£2,000 per appliance
Payout
£2,000 per claim
Cost
from £1.49 per month

Accidental Damage & Breakdown. Cover Up To £2000. Repair or Replace. Parts, Labour & Call Out Covered. National Repair Network.

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Reactive Insurance Kitchen Essentials

Highest cover
£2,000 per appliance
Payout
£400 per claim
Cost
£15.99

Cover up to £5,000 of appliances; Up to £800 per call-out; Up to £5,000 of claims per year; All parts, labour and call-out fees included; 24/7 expert technical help; Covers appliances up to 8 years of age; No excess fees for appliances under 5 years of age (after 1st 90 days); £75 excess during 1st 90 days; £75 excess for appliances over 5 years of age.

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What's covered under an appliance insurance policy?

Most modern homes include a huge range of appliances to make your life easier. On a day to day basis, it’s easy to take them for granted, but we have grown so accustomed to relying on them that it would feel difficult to survive without them. 

Appliance insurance covers a huge variety of white goods and other electrical items. Typically, this includes cookers, microwaves, fridges, washing machines, tumble driers, dishwasher, televisions and music systems. You could save money by taking out multi-appliance cover as some insurers give you a discount for each appliance you add to your warranty.

Most appliance insurance policies will cover mechanical breakdown, parts, labour and call out fees and accidental damage. The cover offered by an extended warranty will depend on the policy you take out. 

One thing to check for is a guarantee of speedy replacement or repair. If you’ve gone to the expense of taking out insurance or an extended warranty on your appliances, you’ll want to know it can be repaired or replaced fast.  

You may not need additional appliance insurance or an extended warranty if your appliances are already protected elsewhere. Some might still be under their manufacturer's warranty, or covered by your home insurance so it’s worth double checking whether you already have insurance in place for certain items. 

FAQs about appliance insurance

Do I need appliance insurance if I have a manufacturer's warranty?

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How many times can I claim on my appliance insurance policy?

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What is typically excluded from an appliance insurance policy?

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How long does an appliance policy last?

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Can I get a multi-appliance warranty?

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Does it matter how old my appliance is?

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Will I have to pay an excess on my appliance insurance policy?

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Do I need proof of purchase or a receipt?

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