All Excess Insurance

Insurance4CarHire Daily Car Hire Excess

Highest Cover
£6,500
Payment
£6,500 per claim
Cost
£3.99 per day

Excess on damage up to £6,500. Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies. Lost or stolen baggage: up to £300 per claim. Buy up to 62 days' worth of cover at a time. You (the policyholder), plus up to seven additional drivers named on your rental agreement. Drivers aged 21 to 85 years old (inclusive). Buy now, start your policy up to 364 days in advance. Flat battery cover up to £1,000 per year. Late pick up charges due to an unscheduled flight delay.

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ReduceMyExcess.co.uk Daily Car Hire Excess Insurance

Highest Cover
£7,000
Payment
£7,000 per claim
Cost
£2.01 per day

Loss of use is covered by this policy. Additional Drivers named on the rental agreement covered automatically. Drivers aged 21 - 84. Add up to four people living at your address to an annual policy who can also hire independently(but not concurrently). Buy online before collecting hire car, and your documents will be sent via email. Covers Windscreens, Tyres and Undercarriage. Cover includes rentals in the UK. Up to £7,000 cover (during the term of the policy). Optional $50,000 Upgrade for USA & Canada available. Up to 180 days cover per rental when you purchase daily cover. Cars and 4x4 Vehicles up to 9 seats (inc. driver). Vehicles with a purchase value of up to £65,000.

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insurefor.com Daily Car Hire Excess Insurance

Highest Cover
£6,000
Payment
£6,000 per claim
Cost
£1.74 per day

You will be covered up to £6,000 for a single event or up to £6,000 for a series of events involving fire, theft, vandalism, physical damage including windscreen, roof, tyres and the under carriage; and towing costs relating to this loss or damage. Insurefor.com's insurance also provides cover if you are locked out of the car, require replacement keys or have your baggage stolen from the vehicle.

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What is excess insurance? 

Most insurance policies apply an excess, which is a contribution you are required to pay towards your claim. For example, to claim on your car insurance policy, you may be required to pay the first £250 towards the repair. One of the most effective ways to save money on your car insurance costs is to increase your excess however, this means you’ll have to pay more if you make a claim. 

To protect yourself against any excess charges you may incur in the event of making a claim, you could choose to take out excess insurance cover. This is an optional insurance policy that waivers the charge of the excess you have to pay. For instance, if you have a £250 excess on your car insurance policy and you make a claim, you have to pay £250 before your policy pays out. But if you had excess insurance, you would then get the £250 back.

There are two main types of excess insurance: single policy - which covers the excess on one insurance policy - or lifestyle policy which covers the excess on several policies. 

With excess insurance, you can cover the compulsory excess set by your insurer, and any voluntary excess you apply to lower your premium. You can choose to protect your excess on a variety of policies, including car insurance, home insurance or pet insurance. 

FAQs about excess insurance

What type of policy can be covered by excess insurance?

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What’s likely to be excluded from excess insurance?

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How much does excess insurance cost?

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Will taking out an excess insurance policy save me money?

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Do I have to get excess insurance when I hire a car?

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Will I need to pay an excess to claim on an excess insurance policy?

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What documentation will I need to provide to make a claim on my excess insurance policy?

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