All Excess Insurance
Insurance4CarHire Daily Car Hire Excess
Excess on damage up to £6,500. Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies. Lost or stolen baggage: up to £300 per claim. Buy up to 62 days' worth of cover at a time. You (the policyholder), plus up to seven additional drivers named on your rental agreement. Drivers aged 21 to 85 years old (inclusive). Buy now, start your policy up to 364 days in advance. Flat battery cover up to £1,000 per year. Late pick up charges due to an unscheduled flight delay.
ReduceMyExcess.co.uk Daily Car Hire Excess Insurance
Loss of use is covered by this policy. Additional Drivers named on the rental agreement covered automatically. Drivers aged 21 - 84. Add up to four people living at your address to an annual policy who can also hire independently(but not concurrently). Buy online before collecting hire car, and your documents will be sent via email. Covers Windscreens, Tyres and Undercarriage. Cover includes rentals in the UK. Up to £7,000 cover (during the term of the policy). Optional $50,000 Upgrade for USA & Canada available. Up to 180 days cover per rental when you purchase daily cover. Cars and 4x4 Vehicles up to 9 seats (inc. driver). Vehicles with a purchase value of up to £65,000.
insurefor.com Daily Car Hire Excess Insurance
You will be covered up to £6,000 for a single event or up to £6,000 for a series of events involving fire, theft, vandalism, physical damage including windscreen, roof, tyres and the under carriage; and towing costs relating to this loss or damage. Insurefor.com's insurance also provides cover if you are locked out of the car, require replacement keys or have your baggage stolen from the vehicle.
What is excess insurance?
Most insurance policies apply an excess, which is a contribution you are required to pay towards your claim. For example, to claim on your car insurance policy, you may be required to pay the first £250 towards the repair. One of the most effective ways to save money on your car insurance costs is to increase your excess however, this means you’ll have to pay more if you make a claim.
To protect yourself against any excess charges you may incur in the event of making a claim, you could choose to take out excess insurance cover. This is an optional insurance policy that waivers the charge of the excess you have to pay. For instance, if you have a £250 excess on your car insurance policy and you make a claim, you have to pay £250 before your policy pays out. But if you had excess insurance, you would then get the £250 back.
There are two main types of excess insurance: single policy - which covers the excess on one insurance policy - or lifestyle policy which covers the excess on several policies.
With excess insurance, you can cover the compulsory excess set by your insurer, and any voluntary excess you apply to lower your premium. You can choose to protect your excess on a variety of policies, including car insurance, home insurance or pet insurance.
FAQs about excess insurance
What type of policy can be covered by excess insurance?
You can choose to protect your excess on a variety of policies, including car insurance, car hire insurance, motorbike insurance, van insurance, travel insurance, home insurance or pet insurance.
What’s likely to be excluded from excess insurance?
Common exclusions from excess insurance policies include:Excesses that go over your policy limit
Events that happened before you took out your policy
Claims that are excluded by your main policy
Excesses that can be claimed from a third party
How much does excess insurance cost?
The cost varies between providers, but you can expect to pay as little as £2 per month for excess insurance cover.
Will taking out an excess insurance policy save me money?
This depends on the cost of your excess you want cover for. If your excess is significantly higher than the cost of an excess insurance policy, then it’s worth having cover to save money if you need to claim.
Do I have to get excess insurance when I hire a car?
No, it’s not compulsory to take out excess insurance when you hire a car, but most hire car firms will encourage it.
Will I need to pay an excess to claim on an excess insurance policy?
No, you will not need to pay anything towards your excess insurance policy.
What documentation will I need to provide to make a claim on my excess insurance policy?
Most insurers will want to see a copy of your excess insurance documents and a copy of your main insurance documents, e.g. the one you are trying to recover the excess from. If the police were involved due to theft or damage claims, you will need to supply a police report. You should provide evidence of the excess you have paid, such as an invoice for the damage, and your current bank details, so your excess can be re-paid