All Life Insurance

AIG Life Life Insurance

Maximum term
40 years or 70 years of age
Maximum age for new cover
74 years

Provide financial benefits to put towards credit card debt, funeral costs or any other final expenses. Your application cannot be turned down for health reasons, and coverage ranges from $5,000 to $25,000 with rates starting as low as $5 a week.

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Aviva Life Insurance

Maximum term
40 years or 75 years of age
Maximum age for new cover
66 years

Robust product portfolio for all your insurance needs. Wide distribution network of 108 branches, spread across the country. Over 13500 Financial Planning Advisors in India. 33 million customers across 16 countries.

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Legal & General Life Insurance

Maximum term
40 years or 80 years of age
Maximum age for new cover
74 years

Life Insurance could pay out a cash sum if you die during the length of the policy. It could be used to help pay the mortgage or help protect the family's lifestyle and everyday living expenses. You choose the amount of cover you need and how long you need it for and unless you make any changes, your cover amount will remain the same. You can also choose whether to pay your life insurance monthly or annually and your premiums won’t go up unless you alter your policy, so you’ll always know how much you’re paying. 

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Old Mutual Wealth Life Insurance

Maximum term
50 years or 100 years of age (£10m maximum cover)
Maximum age for new cover
85 years

Old Mutual's way of working puts you and your Financial adviser in control. It means applying well-proven methods to assess what investments and funds are the most appropriate for your needs. And it enables you to monitor, change and rebalance your investments over time to maintain optimum performance as the economic climate changes.

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How does life insurance work? 

Many people fear death and, usually, it’s because we worry about who we leave behind. How will they cope emotionally and financially without us? Will they be able to live comfortably without your income? Who will look after them? So many questions can be easily answered by taking out life insurance. 

Life insurance is a way to protect your loved ones after your death. It can ensure your family remain in the home that reminds them of all the happy times you’ve shared or that your children can afford to go to university.

It provides a safety net for your dependants if you die, easing the burden of managing finances when they’re struggling to come to terms with your death. Help them through this difficult time by taking out life insurance to provide financial security. 

A life insurance policy will pay out a cash lump sum if you die during the term of your policy. Most insurers will let you choose your policy based on the two following scenarios: either you can choose the payout amount you want, or you can choose the amount you can afford to pay each month. The higher the payout, the more you pay monthly and in contrast, the lower your monthly premium, the less you get as a payout.

FAQs about life insurance

What is life insurance?

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How do I choose the right life insurance policy?

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What is decreasing cover?

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What type of life insurance cover do I need?

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How do I choose the length of term on my life insurance policy?

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How much will life insurance cost?

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What kind of payout will I get?

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Can I have more than one life insurance policy?

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Can I get life insurance if I have poor health?

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