All Mobile Phone Insurance
loveit coverit Mobile Phone Insurance
Leading supplier of insurance for over 13 years. They never outsource your claims. Rated No.1 by MoneySuperMarket. 95.45% of claims accepted. Only insurer to include loss as standard. Unlimited claims and repairs.
Gadget Cover Mobile Phone Insurance
1 Month FREE on annual policies: Unlimited Claims! Truly Instant Cover! Low Excess Fee. Gadget Cover will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, they even cover minor screen cracks. If the item cannot be repaired Gadget Cover will replace it. Terms apply. Accidental Damage; Liquid Damage; Breakdown; Theft; Unauthorised Usage; Loss (optional); Accessories; Worldwide Cover; Family Cover; E-wallet Cover.
Trusted Insurances Mobile Phone Insurance
Get low cost, great value mobile phone insurance from Trusted Insurances, the UK’s Best Value phone and gadget insurance specialist. Make huge savings compared to purchasing your insurance from your mobile network provider or a high street retailer. Mobile Phone Insurance starts from only £2.50 a month why not get a quote right now.
Do I need mobile phone insurance?
With over 60% of the entire population owning a mobile phone and handsets becoming increasingly expensive, insuring your mobile has become a lot more prevalent. People use their mobile phone to run and operate their lives, such as using the device for everyday tasks such as an alarm, diary, camera, and as the main way to communicate.
With the vast majority of people purchasing the latest and greatest device, it is certainly worth considering insuring it. Although some people don't see the value in insuring their mobile, if you can’t afford to replace, repair or be without it, then you should seriously consider taking cover on your device.
Most insurers will offer you cover for loss/theft, accidental damage, malicious damage, broken buttons, cracked screens, mechanical breakdown, water damage, accessories and headphone sockets. Insurers offer different levels of cover, ranging in price, so you should find the cover that is affordable to you.
A lot of people will stray away from taking out phone insurance as they think they are covered by their home contents insurance, but this is not always the case. Even if you are covered, it can take a long time for the claim to go through and get your phone back. It can also increase your premium for next year and, generally, the excesses are more expensive.
You should way up the value of your phone and how much it means to you to consider the best way to keep it safe, secure, and easy to replace.
FAQs about mobile phone insurance
If I buy a new phone, do I need extra insurance or is it covered under manufactures warranty?
Your new phone would be covered under warranty with the manufacturer however, this would only cover you for mechanical breakdown of the handset itself. You would not be covered for screen breakage, loss or theft. If there is any water damage it would invalidate the insurance claim.
Is my mobile phone covered with my home contents insurance?
Most home content insurance policies will cover you for your mobile phone. However, the excess per claim is generally more and may increase your premium for the following year. Some insurers will only cover your mobile if it’s been damaged within your home, and won’t allow you to claim for loss, theft or damage outside of your house.
How much does mobile phone insurance cost?
Some insurers can give you limited cover for your phone from as little as £2 per month, though this, generally, depends on the expense of your handset.
What might be excluded from my mobile phone insurance policy?
The policy-holder must be at least 18 years of age to take out insurance. If your phone is lost or stolen you must notify the police before claiming, however if you leave your phone unattended you will not be covered. Most insurers won’t provide cover for second hand phones or cosmetic damage, such as discolouration or chipped edges.
What else does mobile phone insurance cover?
Most insurance companies will cover you for the cost of unauthorised calls, downloads and text messages if your phone has been lost or stolen.
Does my phone insurance cover me for my downloaded content?
Yes, mobile phone insurers generally cover for replacing apps, music and downloaded content.