All Mobile Phone Insurance

loveit coverit Mobile Phone Insurance

Highest cover
£1,250, excess from £25
Cost
from £2.24 per month

Leading supplier of insurance for over 13 years. They never outsource your claims. Rated No.1 by MoneySuperMarket. 95.45% of claims accepted. Only insurer to include loss as standard. Unlimited claims and repairs.

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Gadget Cover Mobile Phone Insurance

Highest cover
£1,200, excess from £50
Cost
from £2.99 per month

1 Month FREE on annual policies: Unlimited Claims! Truly Instant Cover! Low Excess Fee. Gadget Cover will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, they even cover minor screen cracks. If the item cannot be repaired Gadget Cover will replace it. Terms apply. Accidental Damage; Liquid Damage; Breakdown; Theft; Unauthorised Usage; Loss (optional); Accessories; Worldwide Cover; Family Cover; E-wallet Cover.

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Trusted Insurances Mobile Phone Insurance

Highest cover
£1,000, excess from £25
Cost
from £2.75 per month

Get low cost, great value mobile phone insurance from Trusted Insurances, the UK’s Best Value phone and gadget insurance specialist. Make huge savings compared to purchasing your insurance from your mobile network provider or a high street retailer. Mobile Phone Insurance starts from only £2.50 a month why not get a quote right now.

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Do I need mobile phone insurance?

With over 60% of the entire population owning a mobile phone and handsets becoming increasingly expensive, insuring your mobile has become a lot more prevalent. People use their mobile phone to run and operate their lives, such as using the device for everyday tasks such as an alarm, diary, camera, and as the main way to communicate. 

With the vast majority of people purchasing the latest and greatest device, it is certainly worth considering insuring it. Although some people don't see the value in insuring their mobile, if you can’t afford to replace, repair or be without it, then you should seriously consider taking cover on your device.

Most insurers will offer you cover for loss/theft, accidental damage, malicious damage, broken buttons, cracked screens, mechanical breakdown, water damage, accessories and headphone sockets. Insurers offer different levels of cover, ranging in price, so you should find the cover that is affordable to you. 

A lot of people will stray away from taking out phone insurance as they think they are covered by their home contents insurance, but this is not always the case. Even if you are covered, it can take a long time for the claim to go through and get your phone back. It can also increase your premium for next year and, generally, the excesses are more expensive.

You should way up the value of your phone and how much it means to you to consider the best way to keep it safe, secure, and easy to replace. 

FAQs about mobile phone insurance

If I buy a new phone, do I need extra insurance or is it covered under manufactures warranty?

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Is my mobile phone covered with my home contents insurance?

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How much does mobile phone insurance cost?

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What might be excluded from my mobile phone insurance policy?

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What else does mobile phone insurance cover?

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Does my phone insurance cover me for my downloaded content?

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