All Motorbike Insurance

RAC Bike insurance

UK Breakdown Cover
Yes
Helmet and clothing max
£1,000
10% of all customers buying Bike Insurance with us from 1st January 2017 to 30th June 2017 paid less than £74. Based on policies purchased direct, excluding? any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.
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Carole Nash Motorcycle Insurance

UK Breakdown Cover
Yes
Helmet and clothing max
£1,000

UK & European breakdown and accident recovery, including Homestart (worth over £100 when compared to other providers). Up to £100,000 legal expenses cover in the event of an accident which is not your fault. Up to 90 days European cover. Up to 10% off for insurance-approved security. Rider Cover® - Provides accidental damage cover when riding your mate’s bike. Unlimited bike accessory cover.

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Bennetts Motorcycle Insurance

UK Breakdown Cover
Optional
Helmet and clothing max
£1,500

Trusted by riders for 85 years. 24 hour UK based specialist Claims Team. 90 days EU cover included as standard. 5 Star Product (as rated by Defaqto). 16 of the most common modifications covered as standard. Plus, enjoy a range of essential savings for bikers, with Bennetts Rewards.

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AA Motorcycle Insurance

UK breakdown cover
No
Helmet and clothing max
£1,000

Choose from comprehensive, third party fire and theft, or third party only insurance. Discounts are available based on your no-claims record, parking security and riding experience. Tailor your insurance with AA optional extras – from Legal Expenses Cover and Bike Hire, to Excess Protect and Personal Accident cover.

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BMW Motorrad Insurance

UK breakdown cover
No
Helmet and clothing max
£2,000

A 2nd rider insured free of charge. Travelling in the EU? 365 days full policy cover included as standard. Preferential rates on additional bikes. Free personal possessions cover (e.g. Helmet and leathers) for accidental damage and theft up to the value of £2,000. An introductory No-Claims Discount available. Free 2 day insurance cover on courtesy BMW Bikes from BMW Motorrad Retailers. Reduced mileage discounts. Cover for track day events arranged by BMW (UK) Ltd or an Authorised BMW Motorrad Centre. Cover for test rides arranged with an Authorised BMW Motorrad Retailer. Free legal expenses, up to £100,000.

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What type of motorbike insurance do I need? 

When choosing the right insurance cover for your motorbike, you should first think about the level of cover you need. In the UK, you can choose from the following levels of cover: fully comprehensive, third party, fire and theft or third party only. Most choose comprehensive cover because it offers the greatest level of protection for your motorbike, yourself and other road users. 

When you are comparing quotes, you should consider the extra benefits you’d like your motorbike policy to have and whether you are able to customise your policy to include them. Many insurers include cover for helmets, clothing and other accessories. Some will also add UK breakdown cover so that you get roadside assistance if your bike breaks down while you are on the road. Most insurance companies will include cover for riding your bike abroad, but the length of time you are covered may vary. You should check your policy to see whether these extras are included as standard or if you have to pay more for them.

Most insurance policies will last for one year, although you can choose to leave your policy early if you’re willing to pay a cancellation fee or take out a short-term policy that can last just a day or a few weeks.

FAQs about motorbike insurance

Is motorbike insurance different to car insurance?

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Can I ride a motorbike without insurance?

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What affects the cost of my motorbike insurance?

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Is it cheaper to pay motorbike insurance annually or monthly?

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How long does motorbike insurance last?

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Does my insurance cover a passenger?

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Will I be covered for competitions or racing?

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Can I get cover for vintage or specialist motorbikes?

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