All Warranty Insurance
The only FSCS Protected Insurance backed car warranty where every policy provides all this as standard for cars up to 12 years old 150,000 miles. Day one cover - even for Wear & Tear! Any level of cover. Any claim limit. Failure of insured parts identified at MOT. Failure of insured parts identified at service. One, two or three years cover. Pay monthly or in full.
Warranty Wise Warranty
Warranty Wise will cover you if a part stops working and requires immediate repair or replacement before it will work again. They will also cover you if that part isn’t working properly (after 30 days or 1,000 miles and up to 9 years old or 90,000 miles) and is likely to break down before the expiry of your plan. This is the fairest way!
Warranty Direct Warranty
Up to one hour of labour at the roadside. Home Recovery in the UK. 90 day European Assistance. Relay to your destination, home or garage. Legal advice and uninsured loss recovery. Accident Assistance.
What is warranty insurance?
Warranty insurance covers the cost of repairing your car if it breaks down. When you first buy a car, warranties are often automatically included for a few months but then you will need to purchase a new policy to be able to recover the costs of repairs.
You should note that warranty insurance does not cover the cost of any repairs needed due to accidental damage, loss or theft. Therefore, it’s important to check that this is covered by your car insurance policy.
The type of warranty you choose will depend on whether you are buying a new or used car or whether you’re looking for cover for your current vehicle.
Most warranty policies will cover the cost of repairs to the engine and transmission, fuel and ignition systems, air conditioning, electrics, gearbox, steering and suspension and clutch and brakes. Most will not protect against damage to paintwork, glass or wheels but they may cover breakdown recovery and car hire while yours is being fixed.
Unlike car insurance, you are not legally required to purchase a warranty insurance. However, it could help you save money if you need to cover the costs of repairing or replacing broken parts. You should look at the conditions and exclusions of your warranty policy carefully to ensure it covers the items you are more likely to need fixing.
FAQs about warranty insurance
Will warranty insurance protect my vehicle from accidental damage, loss or theft?
No, a warranty insurance policy will not cover you for accidental damage, loss or theft.
What is covered by warranty insurance?
Most warranty policies will cover the cost of repairs to the engine and transmission, fuel and ignition systems, air conditioning, electrics, gearbox, steering and suspension and clutch and brakes.
What’s likely to be excluded from warranty insurance?
Common exclusions from warranty insurance policies include:
- General wear and tear
- Specified car parts, like batteries and wheels
- Damage caused by frost or carbon build up
- Poor workmanship
What is manufacturer's warranty?
Manufacturer’s warranty is usually included when you buy any new car and can last between 3 and 7 years.
What is used car warranty?
Used car warranty can protect you if you buy a second-hand car from a dealership.
What is after market warranty?
This type of policy lets you take out cover for a vehicle you already own, whether the car is new or used.
How long does warranty insurance last?
It depends of the policy you take out but most will run for 12 months. However, you can choose policies that last from a month to five years.
What is consequential loss?
Consequential loss means any damage to an insured part that is caused by an uninsured part breaking. Some warranties won’t cover consequential loss, so it’s important to check your policy documents to see exactly what’s included.
What is betterment?
Betterment is where a new part has been fitted to your vehicle which increases its value or puts it in a better condition than it was originally in. Some policies will include a betterment clause which means you may have to contribute to the cost of such repairs.
Will taking out a warranty insurance policy save me money?
Yes, it could help you save money if you need to cover the costs of repairing or replacing broken parts. However, you should look at the conditions and exclusions of your warranty policy carefully to ensure it covers the items you are more likely to need fixing.