All Wedding Insurance
Debenhams Wedding Insurance
Cover for as little as £59.95, including a 10% online discount. The choice of five policies (Gold, Emerald, Platinum, Ruby and Diamond). Up to £60,000 cover if your wedding and/or reception is cancelled or postponed. Up to £27,500 cover for failure of suppliers if your venue goes into liquidation or is declared bankrupt. Overseas weddings are covered with no additional premium. A £10 Debenhams gift card.
John Lewis Finance Wedding Insurance
Wedding photos are forever, so John Lewis will restage yours if your photographer doesn’t turn up, or another type of loss or damage affects your precious memories. Protect your plans if your suppliers can’t deliver their services. If your caterer, band or florist can’t complete their contract, they could cover your costs. They won’t let bad weather dampen your big day. If a storm prevents you and more than 50% of your guests from getting to your wedding, John Lewis could cover you.
My-Wedding Wedding Insurance
Protection for UK and Overseas weddings; Cover for Supplier Deposits; Cover for Public Liability; Cover for Wedding Attire and Rings; Cover for members of the armed forces; Cancellation and Rearrangement cover; Choice of Set Package or Bespoke policies; Additional options available for Set Packages; One off payment and Instant cover; Wedding Insurance from just £16.45; Set Packages from just £24.51.
Why would I need wedding insurance?
So much planning and preparation go into your special day but, as with everything in life, sometimes the unexpected happens. Wedding insurance is a way to protect you for the things beyond your control, such as extreme weather conditions, sudden illness or venue cancellation.
If your wedding is unable to go ahead, having an insurance policy in place will help cover the financial burden of having to re-arrange it. It can also cover the cost of third parties such as caterers or photographers who fail to supply, or the cost of the most important parts of the big day, such as the dress or rings. Insurance cover can be used to repair or replace these essential items in the event of damage, loss or even theft.
As we live in difficult economic times, it’s not unusual for venues or suppliers to go bust, leaving you in a difficult situation financially and emotionally if you haven’t taken out an insurance policy to protect you. There will be limits to the amount the insurer pays out so it’s important to check the maximum payout will cover what you spent.
Don’t let the possibility of any circumstances beyond your control cause a shadow over your special day. Although it’s unlikely your day will be anything less than perfect, you shouldn’t risk the possibility of needing to fall back on insurance cover if the worst happens.
FAQs about wedding insurance
What does wedding insurance cover?
Most policies will cover the cost of cancelling or rearranging your wedding if:
- The venue is no longer usable due to damage
- The bride, groom or a close relative is ill, injured or dies
- Professional suppliers don’t turn up
- The officiating minister or registrar doesn’t turn up
- Extreme weather conditions preventing the wedding party and guests to get to the venue
What is commonly excluded from a wedding insurance policy?
Common policy exclusions include:
- A death, injury or illness from a known condition
- Theft where items were left unattended
- Third party liability claims if your wedding is taking place in Canada or the USA
How much does wedding insurance cost?
Depending on the level of cover, you can expect to pay anything between £20 and £300 for a policy. The more you spend on your wedding, the more expensive your policy will need to be.
Can I pay for wedding insurance monthly?
No, you will need to pay your wedding insurance in one upfront payment.
When is the best time to buy wedding insurance?
You should purchase your insurance policy before you start spending any money on your wedding. Anything you spend prior to this may not be covered.
Will wedding insurance cover a civil partnership ceremony?
Yes, wedding insurance policies can cover civil partnership ceremonies.
Will wedding insurance pay out if either the bride or groom gets cold feet?
No, wedding insurance will not cover you if either the bride or groom fails to turn up or to go ahead with the wedding. However, some policies will cover the cost of a counsellor if needed.
Will my honeymoon be covered?
No, most wedding insurance policies won’t offer cover for your honeymoon, but they might add separate cover for your honeymoon.